One size does not fit all when it comes to Strata Insurance. Remember every strata property is different and you will need to check your policy with your strata manager or strata committee.
Strata insurance generally covers common or shared property as defined on the title of the property
Contents insurance is personal home insurance for goods that you own inside your apartment
Public Liability insurance is compulsory strata insurance that provides cover in the event of someone being injured on that strata property